- Hi, I was in here about 10 minutes ago? I just bought this boombox, it's playing at the totally wrong speed, uh, I don't want a refund, or...
- Ah, I'm sorry son...
- ...Can you just, uh, give me another one?
- ...No

The sale is final, no rebates
If you're a member you can come and say
Sir would you help me or give me a break in credit (credit)
You read the fine print and you signed
No we're not authorized, the card's declined (Oh!)
If you'll just sign here, we can change your dimes in credit (credit)

In credit we win you lose
In credit our choices by you
In credit, go buy something used
Credit, credit credit credit (check it)

The warranties do not suffice
You bought at cost, oh well, you paid the price
The policy is clear, it says "you break, you buy" - some credit (credit)
We'll send you coupons in the mail
It's quite a mark-off so don't buy retail
Go get a loan for what we get wholesale in credit (credit, credit)

Credit, do what you're told
In credit, returned when you're old
In credit, to have and to hold
In credit, get that check, check it, credit
Uh, credit (may I help?)

Your driving record is not clean
Your mortgage payments remain outstanding
Give us your body or we'll dock nineteen in credit (credit, credit!)
All is fair and fair's a game
The game is buying and you're forced to play
When you're old your kids will trade your brains for credit (credit, a lotta credit)

For credit we'll always come back
With credit you'll never keep track
Do credit, it's better than crack
Bad credit, no turning back
Credit (Oh, I've got bad credit, woah!)
Credit, uh huh, oh (What's that?)
Credit, oh (To have and to hold, it hurts me)
Credit (Makes me so hot)
Take it back, take it back, take it back

Then go right away, to an ATM machine, just right away
Could go right away and check your credit, check it, check your balance
While you're at it, check your credit
No, give me some credit, quit being retarded at least